The Dream/Plan/Achieve
FINANCIAL PLANNING PROCESS

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STEP 1...

GETTING
TO KNOW
YOU

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Every family is unique and has different reasons for meeting with us. But, before we can talk numbers and strategy, first we have to take the time to know who you are. This meeting is all about learning where you've been and where you see yourself going, while, at the same time, giving you an opportunity to get to know us a little better and how we can help.

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STEP 2...

YOUR
GOALS &
DREAMS

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Identifying, understanding and prioritizing your goals and ambitions allows us to develop the steps and actions that we believe will help you realize your dreams. You will have a much better understanding of where you are in this journey, the changes that need to be made and a timetable and structure to stay on course.

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STEP 3...

CREATING
A PLAN

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Developing a plan with a clear focus and objective is critical to achieving your financial "dreams." We'll help match up your investment strategy with your goals and risk tolerance level, analyse your insurance needs, help you make an informed decision on Social Security and pension options, and design a tax-efficient retirement income plan designed to help you maintain your quality of life.

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STEP 4...

IMPLE-
MENTING
THE PLAN

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Once we have all agreed on a course of action, including investment allocations, covering risks and planning for the ultimate disposition of your estate, your strategy will be put into place. This is where the financial plan actually comes alive and becomes a very real part of your family's future - hopefully getting you closer to achieving all of your important life goals.

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STEP 5...

MONITOR
& REVIEW

Even the best designed plan rarely goes according to schedule. Laws are altered, markets evolve, income tax rates change and unanticipated issues can come up in your family. Each of these circumstances could warrant an adjustment to our strategy and a modification of your plan. With regular reviews, we will be there to ensure that your plan remains "on track" and that your important goals and dreams are always the driving forces behind our decisions.