Our Services
Areas of financial planning
Cash Flow & Budget
- Income Sources
- Expenses and Budgeting
- Debt Management
- One-Time Large Expenses
- Emergency Funding
- Lines of Credit
Risk Management & Insurance
- Existing Policy Review
- Life Insurance Needs Analysis
- Long-Term Care Insurance
- Disability Insurance
Investment Planning
- Portfolio Review
- Asset Allocation
- Risk Assessment / Time Horizon
- Withdrawal Strategies
- Stock Concentration
- Dollar Cost Averaging
- Review Outside Investments
Retirement Planning
- Retirement Goal Setting
- Social Security and Medicare
- Retirement Income Analysis
- IRA and Roth IRA Contributions
- Employer Plans - 401(k), 403(b), etc.
- Self-Employed Retirement Plans
- Annuities and Pensions
- RMDs / Withdrawal Strategies
Income Tax Planning
- Investment Cost Basis Analysis
- Tax-Efficient Investment Design
- Carry-Forward Losses
- Tax Loss Harvesting
- Deductions and Credits
- Roth IRA Conversions
Estate Planning & Charitable Giving
- Wills & Powers of Attorney Review
- Testamentary & Living Trusts
- Beneficiary Review
- Asset Ownership Review
- Legacy Planning
- Charitable Giving Strategies
Assistance to Loved Ones
- Family Gifting
- Education Funding Planning
- Caring for Elderly