Meet Our Team
Meet the Team
At our firm, we have the client—and only the client—in mind.
Ray Dunlap, CFP®, AIF®
Founder & CEO
Ray, originally from Rochester, NY, began his financial services career in St. Petersburg, Florida back in 1984, eventually opening his own firm as an independent advisor in 1999. Being independent is important to him because it allows...
Renée Borchardt, CFP®
President
After graduating from Northern Illinois University, Renée began her career in retail banking in 2006 at J.P. Morgan Chase in the Chicago area, eventually leaving to join an independent financial planning firm in Downers Grove,...
Jennifer Kross
Director of Marketing
Jennifer joined Dunlap & Associates in 2013. She plans all of our educational and social events. She is also a notary public, allowing her to add another additional service to our clients!
Ashley Mulherin
Planning Associate
Ashley, our most recent addition, joined the Dunlap team in August, 2020. She worked for an investment advisory firm in Atlanta for three years prior to coming aboard with us. She now assists Ray and Renee with the preparation and...
Stacie Deischel
Client Service Manager
770-632-5970

AFFILIATION WITH COMMONWEALTH
Dunlap & Associates is proud to partner with Commonwealth Financial Network®, a Registered Investment Adviser–broker/dealer that helps independent advisors like us serve their clients. Commonwealth manages total account assets of nearly $200.7 billion.(1) Just like us, Commonwealth is independently owned and managed, which means Dunlap & Associates can act in the best interests of its financial advisors and their clients—not shareholders. Our partnership with Commonwealth supports my commitment to remain free to act in your best interest, without any pressure to promote proprietary products or strategies.
- How Commonwealth helps us help you
J.D. Power ranks Commonwealth “#1 in Independent Advisor Satisfaction Among Financial Investment Firms, Seven Times in a Row.”(2) But it’s what that achievement means for clients—on a daily basis—that makes the difference. Commonwealth offers the scale, stability, and resources that help us deliver the solutions you need. It’s that infrastructure—and the always expanding wealth of resources it provides—that makes it easier for SHRP to provide you with the best possible guidance and the prompt, personal service you expect and deserve.
- Choice. Through Commonwealth, we have access to robust, independent market research, financial planning expertise, and a wide universe of investment options—from individual stocks and bonds to mutual funds, exchange-traded funds, alternative investments, managed accounts, and retirement plans.
- Service. The firm’s advisor-to-staff ratio is one of the best in the industry. This means staff members answer calls promptly, execute transactions quickly and accurately, and, in general, offer firms the same highly personalized treatment we strive to give you.
- Technology. Commonwealth’s technology platform is a critical component in the ability to keep you on track to your financial goals. Its integrated web-based systems allow us to more efficiently manage your portfolio and your overall financial life.
- Security. Commonwealth is second to none in its commitment to safeguarding your privacy and ensuring that your personal data remains secure. From encryption standards to disaster recovery plans and other measures the firm employs, we are confident that the information clients entrust us with will remain secure.
- Committed to helping those in need
Commonwealth’s commitment to service does not end with its advisors and their clients. For more than four decades, the firm has been dedicated to serving the communities where its employees and affiliated advisors work, live, and visit. Its charitable foundation, Commonwealth Cares, works to provide contributions of time, talent, and financial support to a wide range of philanthropic causes. That kind of dedication to the greater good is just one more reason we’re proud to be affiliated with Commonwealth.
1 As of 12/31/19
2Commonwealth Financial Network® received the highest score in the independent advisor segment of the J.D. Power 2010, 2012, 2013, 2014, 2018, 2019, and 2020 Financial Advisor Satisfaction Studies of customers’ satisfaction among financial advisors. Visit jdpower.com/awards.

Client Centered
Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses on your needs, wants, and long-term goals.
Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.